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IRCTC e-Wallet Scheme Registration

Posted by at 1:08 AM Read our previous post
e-Wallet scheme is one of the latest additions to the IRCTC website. It allows users to deposit money in advance to their accounts and use the deposited money to book tickets on the go. This is very beneficial for frequent train travellers or IRCTC users because you need not enter your credit card details each time you wish to book a train ticket.


However, one disadvantage of this e-wallet scheme is, it can't be used during the tatkal booking period (8 AM to 12 PM), the only period when it is really useful. You also need to make a non-refundable payment of Rs. 250 to register for IRCTC e-wallet system.

IRCTC e-wallet Registration


Follow the instructions below to register for the e-wallet feature.

  • Login to your IRCTC account using your credentials.
  • Under 'e-Wallet' section in the sidebar, click on 'Register for e-Wallet scheme' link.
  • You need to verify your identity by providing your PAN card and other information.

  • Deposit the non-refundable registration fee of Rs. 250 in your e-wallet using standard payment options (Credit Card, Debit Card, Net Banking).
  • Next Create a Transaction  password. You will need to enter this password to authorize payments through the e-wallet.




Depositing Money

  • As mentioned earlier, sign in to your IRCTC account
  • Under 'e-wallet' section, Click on the 'e-wallet Deposit' link on the left sidebar. 
  • Enter the amount of cash you wish to deposit (Minimum Rs. 100), Confirm the amount.
  • Next, select your payment option from the drop down list and click on the Submit button.
  • A message will be displayed if your payment has been successfully processed.
  • To check your previous deposit transaction history, click on the 'Deposit Money' link the sidebar.


If you want to use IRCTC  e-wallet, just use Plan my travel and follow the process for booking a ticket. Then, during the payment section, choose 'E-wallet' and enter your transaction password. That's it.

Benefits of e-Wallet Scheme Registration

  • You need not enter your payment details, everytime you wish to book a ticket.
  • You can avoid 'Session Expired' and 'Session Timeout' errors due to delay.
  • You can still book train tickets even if your bank website is offline.
  • It is really useful if you don't have your own credit/debit card.
  • You can pay your friend and use his card to deposit funds in your account.
  • If you are an occasional user of the e-wallet scheme, it is practically useless.
  • It will only be popular and useful when IRCTC enables it during the tatkal period

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